You are not logged in or registered. Please login or register to use the full functionality of this board...
Hello There, Guest!

Thread Rating:
  • 0 Vote(s) - 0 Average
  • 1
  • 2
  • 3
  • 4
  • 5
Insurance for home nail salon
#1
Hey there, does anyone do nails out of their home? I applied for a permit and I am currently getting my space together in my home office area. I am in the process of switching home insurances and they asked me if I conducted any business out of the home. When I said yes, they insisted I apply for commercial home insurance.

My question is, can I purchase a liability insurance separately for a nail tech if the commercial insurance is really high? I'm not worried about damage to my property, I'm more worried about someone falling, bumping their head, etc.

Does anyone have any advice on proper insurance coverage?

Thanks,
Beth
 Reply
#2
I do nails out of my home in NYS and purchased a general liability policy. I did not however contact my homeowners insurance to notify them of this. The agent I was working with is an independent agent who works with multiple companies. She did not tell me I needed to notify my current homeowners.
 Reply
#3
(03-10-2016, 09:01 AM)grennell Wrote: I do nails out of my home in NYS and purchased a general liability policy. I did not however contact my homeowners insurance to notify them of this. The agent I was working with is an independent agent who works with multiple companies. She did not tell me I needed to notify my current homeowners.


Thank you for this. I think I will go ahead and switch, and purchase a separate liability policy. Problem solved! Smile

Thanks!
Beth
 Reply

Possibly Related Threads...
Thread
Author
  /  
Last Post
Replies: 5
Views: 2,835
11-27-2016, 12:09 PM
Last Postplumgirl
Replies: 5
Views: 4,770
07-22-2016, 01:00 AM
Last Postflyingwing
Replies: 0
Views: 1,461
07-19-2016, 06:08 AM
Last Postflyingwing
Replies: 2
Views: 2,927
06-12-2016, 01:20 PM
Last Postjluper7297
JAADM95
Replies: 2
Views: 4,168
04-30-2016, 07:52 PM
Last Postbellatip
Replies: 0
Views: 1,149
11-04-2015, 01:47 AM
Last Postapolishedlook
Replies: 2
Views: 3,054
10-26-2015, 01:43 AM
Last Post[email protected]
Replies: 0
Views: 1,288
10-01-2015, 02:58 PM
Last Postamylouise
Replies: 15
Views: 6,392
05-22-2015, 10:39 PM
Last PostNails4ever
Replies: 9
Views: 5,026
05-17-2015, 05:24 PM
Last PostJh40

 
Forum Jump:


Users browsing this thread: 1 Guest(s)